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	<title>iWillBeDebtFree.net</title>
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	<description>My plan to erase $16,000 in credit card debt</description>
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		<title>How I screwed up my debt reduction plan for 2009</title>
		<link>http://www.iwillbedebtfree.net/how-i-screwed-up-my-debt-reduction-plan-for-2009/</link>
		<comments>http://www.iwillbedebtfree.net/how-i-screwed-up-my-debt-reduction-plan-for-2009/#comments</comments>
		<pubDate>Wed, 19 May 2010 16:38:31 +0000</pubDate>
		<dc:creator>Can_Do</dc:creator>
				<category><![CDATA[Credit Card Debt]]></category>

		<guid isPermaLink="false">http://www.iwillbedebtfree.net/?p=76</guid>
		<description><![CDATA[After I discovered that I only reduced my total credit card debt by $500, and added $1,500 to a high-interest Discover Card account, I started thinking about what I did wrong. I made $65,000 in 2009. I should have saved much more. Where did the money go? Unfortunately, I kept horrible records, but I started [...]]]></description>
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		<title>One year later and not much progress</title>
		<link>http://www.iwillbedebtfree.net/one-year-later-and-not-much-progress/</link>
		<comments>http://www.iwillbedebtfree.net/one-year-later-and-not-much-progress/#comments</comments>
		<pubDate>Mon, 17 May 2010 17:58:29 +0000</pubDate>
		<dc:creator>Can_Do</dc:creator>
				<category><![CDATA[Chase Visa]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Discover Card]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Not much progress]]></category>

		<guid isPermaLink="false">http://www.iwillbedebtfree.net/one-year-later-and-not-much-progress/</guid>
		<description><![CDATA[It is a few days past the one year anniversary of the iWillBeDeptFree.net blog and I decided to tally up my credit card dept and check the progress after 12 months. I am very disappointed. After checking the numbers, I now have $15,773.94, which is only $479.69 less than the $16,253.63 that I had on [...]]]></description>
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		<title>Not much help from Discover Card</title>
		<link>http://www.iwillbedebtfree.net/not-much-help-from-discover-card/</link>
		<comments>http://www.iwillbedebtfree.net/not-much-help-from-discover-card/#comments</comments>
		<pubDate>Fri, 18 Dec 2009 21:24:53 +0000</pubDate>
		<dc:creator>Can_Do</dc:creator>
				<category><![CDATA[APR Reduction Request]]></category>
		<category><![CDATA[Discover Card]]></category>
		<category><![CDATA[Monthly Credit Card Payments]]></category>
		<category><![CDATA[Reduced APR Request Declined]]></category>

		<guid isPermaLink="false">http://www.iwillbedebtfree.net/?p=59</guid>
		<description><![CDATA[After yesterday&#8217;s bad experience with Chase Visa, I was hoping my luck would change with Discover Card. Unfortunately Discover also declined my polite request to reduce the 20.24% APR that they are currently charging me. I spoke to Sharon, who said she was working in Phoenix. I explained to her that I have never missed [...]]]></description>
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		<title>A frustrating chat with Chase</title>
		<link>http://www.iwillbedebtfree.net/a-frustrating-chat-with-chase/</link>
		<comments>http://www.iwillbedebtfree.net/a-frustrating-chat-with-chase/#comments</comments>
		<pubDate>Thu, 17 Dec 2009 16:38:00 +0000</pubDate>
		<dc:creator>Can_Do</dc:creator>
				<category><![CDATA[Chase Visa]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Monthly Credit Card Payments]]></category>
		<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[Reduced APR Request Declined]]></category>

		<guid isPermaLink="false">http://www.iwillbedebtfree.net/?p=53</guid>
		<description><![CDATA[I have managed to chip away on the balance of my Chase Visa card. The debt is now down to $2,630.58 from $3,050.54 in May 09. But I was hoping to trim it down even faster. I looked at the APR, and was surprised to see that Chase was charging me a whopping 27.24% interest! [...]]]></description>
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		<title>The Journey Begins!</title>
		<link>http://www.iwillbedebtfree.net/the-journey-begins/</link>
		<comments>http://www.iwillbedebtfree.net/the-journey-begins/#comments</comments>
		<pubDate>Tue, 12 May 2009 13:19:23 +0000</pubDate>
		<dc:creator>Can_Do</dc:creator>
				<category><![CDATA[Bankruptcy]]></category>
		<category><![CDATA[Credit Card Debt]]></category>
		<category><![CDATA[Getting Started]]></category>
		<category><![CDATA[Monthly Credit Card Payments]]></category>
		<category><![CDATA[American Express]]></category>
		<category><![CDATA[Bank of America]]></category>
		<category><![CDATA[Discover Card]]></category>
		<category><![CDATA[SST]]></category>
		<category><![CDATA[Visa]]></category>

		<guid isPermaLink="false">http://www.iwillbedebtfree.net/?p=3</guid>
		<description><![CDATA[To say that I was surprised when I went over my credit card accounts yesterday is a big understatement. I noticed that I was transferring a lot of money to credit card accounts so I added up the balances of my four credit cards and it came to $16,253.63! This is the breakdown: Discover Card: $7,235.97 Bank of [...]]]></description>
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